Motability Car Prices: What You Can Be Up For

Motability is a UK scheme that helps the elderly and individuals with mobility problems to purchase or lease a car, scooter or powered wheel chair by using their Government-funded mobility allowances. Motability scheme has given more options to the disabled when it comes to choosing the type of car they want at the most affordable price. To be eligible for this scheme you should be receiving either a Higher Rate Mobility Component of Disability Living Allowance or a War Pensioners' Mobility Supplement.  There is no age requirement and credit check. You don’t have to own a license driver to apply for this scheme. You will need to list one or two friends or relatives that are going to drive for you so that you could apply.

If you prefer to buy a car for sale there is a Hire Purchase scheme. You will just need to transfer your allowance to the dealer and you will be able to get the car. Included in the payment is the insurance and maintenance coverage. You have the option to buy new or used/second hand for sale car. Agreement may last for 2 to 5 years. Price depends on the type and model of car you will be planning to purchase. Once you have selected a car, motability experts finalize the order with you and you just need to visit the car dealer and bring your driver’s license or if you don’t have a driver license then the driving license of your named driver will do. You will also need a letter of award entitlement and proof of address. For a 5 year agreement the lowest priced car will be around 6500 pounds the highest price could be up to 15,000 pounds.

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The most popular option is contract hire scheme. In this scheme the customer can lease a car every 3 to 5 years. The agreement will include insurance, servicing tires, road tax and breakdown coverage. All of these services are included in the monthly payment. The monthly payment is automatically made by the Department of Works and Pensions. The customer can choose to buy the vehicle after the lease has expired. Car prices usually do not exceed the monthly disability allowance however you can choose to lease a higher priced car but you will need to pay the non-refundable advance payment. 

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